Sometimes in life we are dealt a vicious hand. Sometimes. And sometimes we make poor decisions that leave us with devastating outcomes. A man born to a mother running from abuse who has only known life in the trailer park or a teen who gives birth that believes public housing is her only option. Whether generational or simply ‘normalized’, your present doesn’t have to be your future.
The mind is an amazing gift that can change, alter and pivot your philosophies when provoked. The provocation can happen with or without intention and can be indelible. Hearing a profound speaker or watching a bus head in a direction you’ve never been can cause you to dream dreams you’d never thought of or go places you’ve never gone. An influential presentation, sight or word can jolt you down a path of curiosity that can open doors that change your life forever.
Almost nothing is more life changing than financial counseling. Financial counseling can help you answer questions like What beliefs have shaped how I use money? Or Do I really believe in myself or what someone has told me I am? Many financial clients walk in carrying decades of silence, denial and familial behaviors and money habitats that keep them from fully stepping into the financial success they dream of, but with financial counseling they are allowed to hear their inner voices loudly, challenge beliefs and start building the life they really want.
The Breakthrough
Financial counseling benefits anyone who is willing to pause long enough to look at their financial landscape honestly. It’s for people overwhelmed with credit card debt or trying to rewrite generational patterns. It’s for college students preparing to make some of the most consequential decisions (loans) of their adult lives. It’s for the high-income earner who quietly admits they haven’t saved enough and retirees who are unsure if their money will last. It’s for those who are living pay-check to pay-check wondering How do I make this work?
Through financial counseling, FICO scoring becomes less confusing; budgeting becomes friendly and purposeful; debt is seen as manageable and not defining. Walking through financial counseling allows clients to show up differently in their own lives: more confident, more organized, more hopeful. Though that transformation does not happen overnight, it is achievable for anyone who stays committed to the process.
Financial counseling is not for ‘people who are bad with money’, it’s for people who want a better financial life where money is not the thing keeping them up at night, or afraid to check their credit report or worried they may be turned down for a job because of what appears on their report. It’s for anyone who is tired of feeling behind, anyone who is ready to replace stress with strategy and anyone who is ready to take their current success to the next level.
This journey often begins with curiosity. That curiosity often leads to learning and that learning can lead to change. It happened for me, it has happened for countless others and it can definitely happen for you.
Proof Your Dough:
- Free No-Regrets Holiday Challenge (email download). One small daily action from now through New Year’s to keep you on track without overwhelm.
- 90-Day Credit Recovery Calendar ($19.99). A practical, step-by-step plan to rebuild credit the right way—increase your FICO.
- Wear Your Philosophy. Subtle reminders like “Free Your Mind” and “I Get What I Want” help keep your plan visible.
