Terms of Service

Effective Date: May 12, 2026

These Terms of Service govern your use of the Proofing Dough website, content, shop, and general interactions with our business.

By accessing this website, purchasing products, downloading content, submitting forms, or otherwise using Proofing Dough, you agree to be bound by these Terms of Service and any policies referenced on this website, including our Privacy Policy and Refund Policy.

If you do not agree to these Terms of Service, please do not use this website.

1. Scope of These Terms

These Terms of Service apply to the Proofing Dough website, online store, digital content, physical products, free resources, and general website use.

These Terms of Service do not govern financial counseling services. Financial counseling services are subject to a separate Financial Counseling Terms of Service or service agreement. If you purchase, book, or participate in financial counseling services, the separate counseling agreement will control those services.

Workshops, events, or special programs may also be subject to separate terms, conditions, waivers, or registration rules when applicable.

2. Website Use

You agree to use this website only for lawful purposes and in a manner that does not violate the rights of Proofing Dough or others.

You may not:

• use the website for fraudulent, unlawful, abusive, or misleading purposes
• interfere with the operation or security of the website
• attempt to gain unauthorized access to accounts, systems, or data
• copy, reproduce, distribute, republish, sell, or exploit website content without written permission
• use the website or its content in a way that could damage, disable, overburden, or impair the site or business
• submit false information or impersonate another person

Proofing Dough reserves the right to restrict or terminate access to the website if misuse, abuse, or policy violations occur.

3. Products and Services

Proofing Dough may offer physical products, digital products, educational resources, workshops, and other business offerings through this website.

All products, services, descriptions, pricing, and availability are subject to change at any time without notice.

Proofing Dough reserves the right to modify, discontinue, or limit any product, service, content offering, promotion, or feature at its sole discretion.

4. Orders and Purchases

When you place an order through Proofing Dough, you agree to provide current, complete, and accurate purchase and account information.

Proofing Dough reserves the right to refuse, limit, cancel, or reject any order at its discretion, including in cases involving suspected fraud, pricing errors, product unavailability, policy abuse, or other business concerns.

If an order is canceled after payment has been submitted, Proofing Dough may issue a refund to the original payment method as appropriate.

5. Physical Products

Physical product purchases are subject to the terms described at checkout and in the Refund Policy.

Proofing Dough does not guarantee that colors, textures, or product appearance displayed on your screen will exactly match the final item, as display settings and production variations may differ.

Shipping times are estimates only and are not guaranteed unless expressly stated otherwise.

6. Digital Products

Digital products, downloads, guides, templates, worksheets, printables, and similar materials are provided for your personal use only unless otherwise stated in writing.

Because digital products are delivered electronically and cannot be returned in the same way as physical goods, all digital product sales are final and nonrefundable unless otherwise required by law.

You may not copy, resell, redistribute, share, license, publish, upload, or commercially exploit any digital product from Proofing Dough without express written permission.

7. Intellectual Property

All website content and materials made available through Proofing Dough, including but not limited to text, graphics, branding, logos, product names, downloads, designs, educational materials, videos, blog content, and digital resources, are owned by or licensed to Proofing Dough unless otherwise stated.

Your use of the website does not transfer any ownership rights to you.

You may view, download, or print materials for your own personal, noncommercial use only, unless Proofing Dough gives written permission for another use.

Any unauthorized use of Proofing Dough content, branding, or materials is prohibited.

8. Educational Information Disclaimer

Proofing Dough provides educational information, general financial education content, and business content for informational purposes only.

Nothing on this website is intended to be legal advice, tax advice, accounting advice, investment advice, therapy, crisis counseling, or a guarantee of financial outcomes.

Your use of this website and its content does not create a counselor-client, attorney-client, fiduciary, or advisory relationship unless a separate written agreement expressly states otherwise.

You are responsible for your own decisions, actions, and results.

9. No Guarantee of Results

Proofing Dough does not guarantee any specific financial, personal, educational, credit, budgeting, business, or purchasing outcome from using the website, reading content, downloading materials, attending workshops, or purchasing products.

Results vary based on many factors, including personal circumstances, consistency, financial situation, follow-through, market conditions, and other factors outside the control of Proofing Dough.

10. Third-Party Tools and Links

This website may contain links to third-party websites, services, apps, payment processors, scheduling tools, embedded content, or outside resources.

Proofing Dough is not responsible for the content, accuracy, availability, privacy practices, terms, or operations of third-party websites or services.

Your use of third-party services is at your own risk and subject to their own terms and policies.

11. User Submissions

If you submit comments, testimonials, messages, reviews, feedback, ideas, suggestions, or other materials to Proofing Dough, you agree that Proofing Dough may review and use those submissions for customer service, business improvement, marketing, or operational purposes, subject to applicable law and our Privacy Policy.

You agree not to submit unlawful, threatening, defamatory, misleading, abusive, obscene, infringing, or harmful material.

Proofing Dough reserves the right, but not the obligation, to remove or refuse submitted content at its discretion.

12. Disclaimer of Warranties

This website and all content, products, downloads, and materials are provided on an “as is” and “as available” basis to the maximum extent permitted by law.

Proofing Dough makes no warranties, express or implied, regarding the operation of the website, availability of content, accuracy of information, merchantability, fitness for a particular purpose, or noninfringement.

Proofing Dough does not warrant that the website will be uninterrupted, error-free, secure, or free from harmful components.

13. Limitation of Liability

To the fullest extent permitted by law, Proofing Dough and its owner, officers, employees, contractors, agents, and affiliates will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of the website, your inability to use the website, your reliance on website content, or your purchase or use of products or resources from this website.

To the fullest extent permitted by law, Proofing Dough’s total liability for any claim arising out of or relating to the website, products, or these Terms of Service shall not exceed the amount you paid, if any, to Proofing Dough for the specific product or service giving rise to the claim.

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

14. Indemnification

You agree to defend, indemnify, and hold harmless Proofing Dough and its owner, officers, employees, contractors, agents, and affiliates from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use of the website
• your violation of these Terms of Service
• your misuse of products, downloads, or content
• your infringement of any right of another person or entity

15. Termination

Proofing Dough reserves the right to suspend, restrict, or terminate your access to the website or services at any time, without notice, if Proofing Dough believes you have violated these Terms of Service, applicable law, or any related policy.

16. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of [Washington], without regard to conflict of law principles.

Any dispute arising out of or relating to these Terms of Service, the website, or purchases made through the website shall be brought in the appropriate courts located in [King County, Washington], unless applicable law requires otherwise.

17. Changes to These Terms

Proofing Dough may update these Terms of Service at any time by posting a revised version on this website.

Your continued use of the website after changes are posted means you accept the updated Terms of Service.

18. Contact

If you have questions about these Terms of Service, please use our Contact page.